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LAMPIRAN 1  兰皮兰 1

PRODUK DAN BIAYA 产品和服务

PRODUCT AND COST 产品和成本

Produk dan Biaya untuk Espay Aggregator Single Account
Espay Aggregator Single Account 的产品和费用
Products and Fees for Espay Aggregator Single Account
Espay Aggregator Single Account 的产品和费用
 产品 产品
Produk
Product
Produk Product| Produk | | :--- | | Product |

Biaya 标准（含 PPN） 标准费用
Biaya Standar (Incl.PPN)
Standard fee
Biaya Standar (Incl.PPN) Standard fee| Biaya Standar (Incl.PPN) | | :--- | | Standard fee |

Pelimpahan Dana (Hari kerja) 结算（工作日）
Pelimpahan
Dana (Hari
kerja)
Settlement
(Working Days)
Pelimpahan Dana (Hari kerja) Settlement (Working Days)| Pelimpahan | | :--- | | Dana (Hari | | kerja) | | Settlement | | (Working Days) |
 卡塔坦说明
Catatan
Note
Catatan Note| Catatan | | :--- | | Note |
Mandiri Virtual Account 曼迪里虚拟账户 2,775 T + 1 T + 1 T+1\mathrm{~T}+1
E-Pay BRI 电子支付 BRI 2,775 T + 1 T + 1 T+1\mathrm{T}+1
Virtual Account BRI (BRIVA)
虚拟账户 BRI（BRIVA）		 2,775 T + 1 T + 1 T+1\mathrm{~T}+1
Virtual Account Maybank 虚拟账户 2,220 T + 1 T + 1 T+1\mathrm{~T}+1

网上支付虚拟账户
Permata NetPay atau Virtual
Account Permata
Permata NetPay atau Virtual Account Permata| Permata NetPay atau Virtual | | :--- | | Account Permata |
 2,220 T + 1 T + 1 T+1\mathrm{~T}+1
Virtual Account Danamon 虚拟账户达纳蒙 2,220 T + 1 T + 1 T+1\mathrm{~T}+1
Virtual Account BNI 虚拟账户 BNI 3,330 T + 1 T + 1 T+1\mathrm{~T}+1
Virtual Account BCA 虚拟账户 BCA 4,440 T + 1 T + 1 T+1\mathrm{~T}+1
Virtual Account CIMB Niaga
联昌国际银行虚拟账户		 2,220 T + 1 T + 1 T+1\mathrm{~T}+1
Linkaja (Web Checkout) Linkaja（网络结账）

3,330 或 MDR 1 , 67 % 1 , 67 % 1,67%1,67 \%
3,330 or
MDR 1 , 67 % 1 , 67 % 1,67%1,67 \%
3,330 or MDR 1,67%| 3,330 or | | :---: | | MDR $1,67 \%$ |
3,330 or,MDR 1,67%| 3,330 or <br> MDR $1,67 \%$ | | :--- |
 T + 2 T + 2 T+2\mathrm{~T}+2

Pembayaran di direct pada halaman Linkaja 付款将直接进入 Linkaja 页面
Pembayaran di direct pada halaman
Linkaja
The payment will be directed to
Linkaja page
Pembayaran di direct pada halaman Linkaja The payment will be directed to Linkaja page| Pembayaran di direct pada halaman | | :--- | | Linkaja | | The payment will be directed to | | Linkaja page |
Linkaja (AppLink)

3,330 或 MDR 1 , 67 % 1 , 67 % 1,67%1,67 \%
3,330
or
MDR 1 , 67 % 1 , 67 % 1,67%1,67 \%
3,330 or MDR 1,67%| 3,330 | | :--- | | or | | MDR $1,67 \%$ |
3,330,or,MDR 1,67%| 3,330 <br> or <br> MDR $1,67 \%$ | | :--- |
 T + 2 T + 2 T+2\mathrm{~T}+2

Pembayaran di direct pada halaman Linkaja 付款将直接进入 Linkaja 页面
Pembayaran di direct pada halaman
Linkaja
The payment will be directed to
Linkaja page
Pembayaran di direct pada halaman Linkaja The payment will be directed to Linkaja page| Pembayaran di direct pada halaman | | :--- | | Linkaja | | The payment will be directed to | | Linkaja page |
Linkaja QRIS MDR 0,7% MDR 0.7 T+2

Pembayaran dengan metode QR 将使用 QR 方式付款
Pembayaran dengan metode QR
Payment will be in QR method
Pembayaran dengan metode QR Payment will be in QR method| Pembayaran dengan metode QR | | :--- | | Payment will be in QR method |
Shopee Pay (Jump App) Shopee Pay（跳转应用程序） MDR 2,22% MDR 2.22 T + 2 T + 2 T+2\mathrm{T}+2

Pembayaran di direct pada halaman Linkaja 付款将直接进入 Linkaja 页面
Pembayaran di direct pada halaman
Linkaja
The payment will be directed to
Linkaja page
Pembayaran di direct pada halaman Linkaja The payment will be directed to Linkaja page| Pembayaran di direct pada halaman | | :--- | | Linkaja | | The payment will be directed to | | Linkaja page |
"Produk Product" "Biaya Standar (Incl.PPN) Standard fee" "Pelimpahan Dana (Hari kerja) Settlement (Working Days)" "Catatan Note" Mandiri Virtual Account 2,775 T+1 E-Pay BRI 2,775 T+1 Virtual Account BRI (BRIVA) 2,775 T+1 Virtual Account Maybank 2,220 T+1 "Permata NetPay atau Virtual Account Permata" 2,220 T+1 Virtual Account Danamon 2,220 T+1 Virtual Account BNI 3,330 T+1 Virtual Account BCA 4,440 T+1 Virtual Account CIMB Niaga 2,220 T+1 Linkaja (Web Checkout) "3,330 or,MDR 1,67%" T+2 "Pembayaran di direct pada halaman Linkaja The payment will be directed to Linkaja page" Linkaja (AppLink) "3,330,or,MDR 1,67%" T+2 "Pembayaran di direct pada halaman Linkaja The payment will be directed to Linkaja page" Linkaja QRIS MDR 0,7% T+2 "Pembayaran dengan metode QR Payment will be in QR method" Shopee Pay (Jump App) MDR 2,22% T+2 "Pembayaran di direct pada halaman Linkaja The payment will be directed to Linkaja page"| Produk <br> Product | Biaya Standar (Incl.PPN) <br> Standard fee | Pelimpahan <br> Dana (Hari <br> kerja) <br> Settlement <br> (Working Days) | Catatan <br> Note | | :---: | :---: | :---: | :---: | | Mandiri Virtual Account | 2,775 | $\mathrm{~T}+1$ | | | E-Pay BRI | 2,775 | $\mathrm{T}+1$ | | | Virtual Account BRI (BRIVA) | 2,775 | $\mathrm{~T}+1$ | | | Virtual Account Maybank | 2,220 | $\mathrm{~T}+1$ | | | Permata NetPay atau Virtual <br> Account Permata | 2,220 | $\mathrm{~T}+1$ | | | Virtual Account Danamon | 2,220 | $\mathrm{~T}+1$ | | | Virtual Account BNI | 3,330 | $\mathrm{~T}+1$ | | | Virtual Account BCA | 4,440 | $\mathrm{~T}+1$ | | | Virtual Account CIMB Niaga | 2,220 | $\mathrm{~T}+1$ | | | Linkaja (Web Checkout) | 3,330 or <br> MDR $1,67 \%$ | $\mathrm{~T}+2$ | Pembayaran di direct pada halaman <br> Linkaja <br> The payment will be directed to <br> Linkaja page | | Linkaja (AppLink) | 3,330 <br> or <br> MDR $1,67 \%$ | $\mathrm{~T}+2$ | Pembayaran di direct pada halaman <br> Linkaja <br> The payment will be directed to <br> Linkaja page | | Linkaja QRIS | MDR 0,7% | T+2 | Pembayaran dengan metode QR <br> Payment will be in QR method | | Shopee Pay (Jump App) | MDR 2,22% | $\mathrm{T}+2$ | Pembayaran di direct pada halaman <br> Linkaja <br> The payment will be directed to <br> Linkaja page |
Shopee Pay QRIS 购物支付 QRIS MDR 0 , 7 % 0 , 7 % 0,7%0,7 \% T+2

Pembayaran dengan metode QR 将使用 QR 方式付款
Pembayaran dengan metode QR
Payment will be in QR method
Pembayaran dengan metode QR Payment will be in QR method| Pembayaran dengan metode QR | | :--- | | Payment will be in QR method |
DANA (Widget) 达纳（小工具） MDR 1 , 67 % 1 , 67 % 1,67%1,67 \% T+3

Pembayaran di direct pada halaman Linkaja 付款将直接进入 Linkaja 页面
Pembayaran di direct pada halaman
Linkaja
The payment will be directed to
Linkaja page
Pembayaran di direct pada halaman Linkaja The payment will be directed to Linkaja page| Pembayaran di direct pada halaman | | :--- | | Linkaja | | The payment will be directed to | | Linkaja page |
DANA QRIS 达纳 QRIS MDR 0 , 7 % 0 , 7 % 0,7%0,7 \% T+3

Pembayaran dengan metode QR 将使用 QR 方式付款
Pembayaran dengan metode QR
Payment will be in QR method
Pembayaran dengan metode QR Payment will be in QR method| Pembayaran dengan metode QR | | :--- | | Payment will be in QR method |
ovo 胎儿 MDR 1 , 67 % 1 , 67 % 1,67%1,67 \% T+2
CIMB CLICK 联昌国际点击 4,995 T+2

现代市场（Alfamart、Alfamidi、Alfa Express、Dandan、Pegadaian、Pos Indonesia）
Modern Market (Alfamart,
Alfamidi, Alfa Express, Dandan,
Pegadaian, Pos Indonesia)
Modern Market (Alfamart, Alfamidi, Alfa Express, Dandan, Pegadaian, Pos Indonesia)| Modern Market (Alfamart, | | :--- | | Alfamidi, Alfa Express, Dandan, | | Pegadaian, Pos Indonesia) |
 5,550 T+3

Kasir toko akan mengenakan tambahan 2,500 kepada Pelanggan. 商店收银员会向顾客额外收取 2,500 元。
Kasir toko akan mengenakan
tambahan 2,500 kepada Pelanggan.
Store cashier will charge extra 2,500
to customers.
Kasir toko akan mengenakan tambahan 2,500 kepada Pelanggan. Store cashier will charge extra 2,500 to customers.| Kasir toko akan mengenakan | | :--- | | tambahan 2,500 kepada Pelanggan. | | Store cashier will charge extra 2,500 | | to customers. |

信用卡/借记卡（Visa、Master、JCB）
Credit / Debit Card (Visa,
Master, JCB)
Credit / Debit Card (Visa, Master, JCB)| Credit / Debit Card (Visa, | | :--- | | Master, JCB) |

2,45% + 固定费用 2,220
MDR 2,45% +
Fixed Fee 2,220
MDR 2,45% + Fixed Fee 2,220| MDR 2,45% + | | :--- | | Fixed Fee 2,220 |
 T+2
Credit Card CIMB Niaga 联昌国际信用卡

6 个月 MDR 5%+ 5%+5%+5%+ 固定费用 2、220 12 个月 MDR 7%+ 7%+7%+7 %+ 固定费用 2、220
6 Month MDR 5 % + 5 % + 5%+5 \%+ Fixed fee
2,220
12 Month MDR 7 % + 7 % + 7%+7 \%+ Fixed fee
2,220
6 Month MDR 5%+ Fixed fee 2,220 12 Month MDR 7%+ Fixed fee 2,220| 6 Month MDR $5 \%+$ Fixed fee | | :---: | | 2,220 | | 12 Month MDR $7 \%+$ Fixed fee | | 2,220 |
6 Month MDR 5%+ Fixed fee,2,220,12 Month MDR 7%+ Fixed fee,2,220| 6 Month MDR $5 \%+$ Fixed fee <br> 2,220 <br> 12 Month MDR $7 \%+$ Fixed fee <br> 2,220 | | :--- |
 T+2
Credit Card Mandiri 曼迪里信用卡
3 M o n t h M D R 3 3 M o n t h M D R 3 3MonthMDR33 Month MDR 3%+Fixed fee
2,220
6 M o n t h M D R 5 6 M o n t h M D R 5 6MonthMDR56 Month MDR 5%+Fixed fee
2,220
12 M o n t h M D R 8 12 M o n t h M D R 8 12 MonthMDR812 Month MDR 8%+Fixed fee
2,220
3MonthMDR3 2,220 6MonthMDR5 2,220 12 MonthMDR8 2,220| $3 Month MDR 3%+Fixed fee$ | | :--- | | 2,220 | | $6 Month MDR 5%+Fixed fee$ | | 2,220 | | $12 Month MDR 8%+Fixed fee$ | | 2,220 |
 T+2
Credit Card BRI 信用卡 BRI
3 M o n t h M D R 3 3 M o n t h M D R 3 3MonthMDR33 Month MDR 3%+Fixed fee
2,220
6 M o n t h M D R 5 6 M o n t h M D R 5 6MonthMDR56 Month MDR 5%+Fixed fee
2,220
12 M o n t h M D R 8 12 M o n t h M D R 8 12 MonthMDR812 Month MDR 8%+Fixed fee
2,220
3MonthMDR3 2,220 6MonthMDR5 2,220 12 MonthMDR8 2,220| $3 Month MDR 3%+Fixed fee$ | | :--- | | 2,220 | | $6 Month MDR 5%+Fixed fee$ | | 2,220 | | $12 Month MDR 8%+Fixed fee$ | | 2,220 |
 T+2
Akulaku MDR 2% T+2
Kredivo MDR 2,55% MDR 2,55
 星期三和星期一
Wednesday and
Monday
Wednesday and Monday| Wednesday and | | :--- | | Monday |
Indodana 因多达纳 MDR 1,11% MDR 1,11 T+2
Shopee Pay QRIS MDR 0,7% T+2 "Pembayaran dengan metode QR Payment will be in QR method" DANA (Widget) MDR 1,67% T+3 "Pembayaran di direct pada halaman Linkaja The payment will be directed to Linkaja page" DANA QRIS MDR 0,7% T+3 "Pembayaran dengan metode QR Payment will be in QR method" ovo MDR 1,67% T+2 CIMB CLICK 4,995 T+2 "Modern Market (Alfamart, Alfamidi, Alfa Express, Dandan, Pegadaian, Pos Indonesia)" 5,550 T+3 "Kasir toko akan mengenakan tambahan 2,500 kepada Pelanggan. Store cashier will charge extra 2,500 to customers." "Credit / Debit Card (Visa, Master, JCB)" "MDR 2,45% + Fixed Fee 2,220" T+2 Credit Card CIMB Niaga "6 Month MDR 5%+ Fixed fee,2,220,12 Month MDR 7%+ Fixed fee,2,220" T+2 Credit Card Mandiri "3MonthMDR3 2,220 6MonthMDR5 2,220 12 MonthMDR8 2,220" T+2 Credit Card BRI "3MonthMDR3 2,220 6MonthMDR5 2,220 12 MonthMDR8 2,220" T+2 Akulaku MDR 2% T+2 Kredivo MDR 2,55% "Wednesday and Monday" Indodana MDR 1,11% T+2 | Shopee Pay QRIS | MDR $0,7 \%$ | T+2 | Pembayaran dengan metode QR <br> Payment will be in QR method | | :---: | :---: | :---: | :---: | | DANA (Widget) | MDR $1,67 \%$ | T+3 | Pembayaran di direct pada halaman <br> Linkaja <br> The payment will be directed to <br> Linkaja page | | DANA QRIS | MDR $0,7 \%$ | T+3 | Pembayaran dengan metode QR <br> Payment will be in QR method | | ovo | MDR $1,67 \%$ | T+2 | | | CIMB CLICK | 4,995 | T+2 | | | Modern Market (Alfamart, <br> Alfamidi, Alfa Express, Dandan, <br> Pegadaian, Pos Indonesia) | 5,550 | T+3 | Kasir toko akan mengenakan <br> tambahan 2,500 kepada Pelanggan. <br> Store cashier will charge extra 2,500 <br> to customers. | | Credit / Debit Card (Visa, <br> Master, JCB) | MDR 2,45% + <br> Fixed Fee 2,220 | T+2 | | | Credit Card CIMB Niaga | 6 Month MDR $5 \%+$ Fixed fee <br> 2,220 <br> 12 Month MDR $7 \%+$ Fixed fee <br> 2,220 | T+2 | | | Credit Card Mandiri | $3 Month MDR 3%+Fixed fee$ <br> 2,220 <br> $6 Month MDR 5%+Fixed fee$ <br> 2,220 <br> $12 Month MDR 8%+Fixed fee$ <br> 2,220 | T+2 | | | Credit Card BRI | $3 Month MDR 3%+Fixed fee$ <br> 2,220 <br> $6 Month MDR 5%+Fixed fee$ <br> 2,220 <br> $12 Month MDR 8%+Fixed fee$ <br> 2,220 | T+2 | | | Akulaku | MDR 2% | T+2 | | | Kredivo | MDR 2,55% | Wednesday and <br> Monday | | | Indodana | MDR 1,11% | T+2 | |

Paraf Pihak Pertama： s t s t ^(st){ }^{s t} PartyInitial：
Paraf Pihak
Pertama:
s t s t ^(st){ }^{s t} party
Initial:
Paraf Pihak Pertama: ^(st) party Initial:| Paraf Pihak | | :--- | | Pertama: | | ${ }^{s t}$ party | | Initial: |

Paraf Pihak Kedua： 2 nd 2 nd  2^("nd ")2^{\text {nd }} 派对初始：
Paraf Pihak
Kedua:
2 nd 2 nd  2^("nd ")2^{\text {nd }} party
Initial:
Paraf Pihak Kedua: 2^("nd ") party Initial:| Paraf Pihak | | :--- | | Kedua: | | $2^{\text {nd }}$ party | | Initial: |
"Paraf Pihak Pertama: ^(st) party Initial:" "Paraf Pihak Kedua: 2^("nd ") party Initial:"| Paraf Pihak <br> Pertama: <br> ${ }^{s t}$ party <br> Initial: | Paraf Pihak <br> Kedua: <br> $2^{\text {nd }}$ party <br> Initial: | | :---: | :---: |
UangMe
MDR 1 , 67 % 1 , 67 % 1,67%1,67 \%
T + 2 T + 2 T+2\mathrm{T}+2
Produk dan Biaya untuk Espay EDC Solution
Espay EDC 解决方案的产品和费用
Products and Fees for Espay EDC Solution
Espay EDC 解决方案的产品和费用
 说明
Deskripsi
Description
Deskripsi Description| Deskripsi | | :---: | | Description |

费用（含增值税）
Biaya (Incl. PPN)
Fee
Biaya (Incl. PPN) Fee| Biaya (Incl. PPN) | | :---: | | Fee |

资金支付（工作日） 结算（工作日）
Pelimpahan
Dana (Hari
kerja)
Settlement
(Working Days)
Pelimpahan Dana (Hari kerja) Settlement (Working Days)| Pelimpahan | | :---: | | Dana (Hari | | kerja) | | Settlement | | (Working Days) |
 备注
Catatan
Note
Catatan Note| Catatan | | :---: | | Note |
EDC Machine Fee EDC 机器费 550,000 -
GPN Card GPN 卡 T+2
EDC Transaction Fee EDC 交易费 MDR 1% + Fixed fee 2,220
1% + 固定费用 2,220
Debit Card 借记卡
BRI Card Installment BRI 卡分期付款 MDR 1.2 % 1.2 % 1.2%1.2 \%
"Deskripsi Description" "Biaya (Incl. PPN) Fee" "Pelimpahan Dana (Hari kerja) Settlement (Working Days)" "Catatan Note" EDC Machine Fee 550,000 - GPN Card T+2 EDC Transaction Fee MDR 1% + Fixed fee 2,220 Debit Card BRI Card Installment MDR 1.2% | Deskripsi <br> Description | Biaya (Incl. PPN) <br> Fee | Pelimpahan <br> Dana (Hari <br> kerja) <br> Settlement <br> (Working Days) | Catatan <br> Note | | :--- | :---: | :---: | :---: | | EDC Machine Fee | 550,000 | - | | | | GPN Card | T+2 | | | EDC Transaction Fee | MDR 1% + Fixed fee 2,220 | | | | | Debit Card | | | | BRI Card Installment | MDR $1.2 \%$ | | |
Catatan: 备注
  1. Semua proses rekonsiliasi adalah online realtime.
    所有对账过程都是实时在线的。
  2. Biaya yang tertera sudah termasuk Biaya Bank.
    所列费用已包括银行手续费。
  3. Biaya diatas di luar ongkos transfer antar Bank yang dibebankan oleh masing-masing Bank jika rekening sumber berbeda dari rekening Bank penerima dana.
    如果来源账户与收款人的银行账户不同，则除上述费用外，每家银行还要收取跨行转账费用。
  4. Semua dana transaksi akan dikreditkan ke rekening settlement Pihak Kedua yang ada pada Merchant Registration Form.
    所有交易资金都将记入商家注册表上的第二方结算账户。
    Note: 请注意：
  5. All reconciliation will be Online Real Time.
    所有对账都将在线实时进行。
  6. All fees shown above already include Bank Fee.
    上述所有费用已包括银行手续费。
  7. The above fees are excluded from the interbank fee transfer charged by each Bank if the source account is different from the account of the beneficiary Bank.
    如果来源账户与受益银行账户不同，则各银行收取的跨行转账费不包括上述费用。
  8. All fund transactions will be credited to the SECOND PARTY settlement account existing in the Merchant Registration Form.
    所有资金交易都将记入商家注册表中的第二方结算账户。

第一方签名： l s t l s t l^(st)l^{s t} partyInitial：
Paraf Pihak
Pertama:
l s t l s t l^(st)l^{s t} party
Initial:
Paraf Pihak Pertama: l^(st) party Initial:| Paraf Pihak | | :--- | | Pertama: | | $l^{s t}$ party | | Initial: |

第二方的 Paraf： 2 nd 2 nd  2^("nd ")2^{\text {nd }} PartyInitial：
Paraf Pihak
Kedua:
2 nd 2 nd  2^("nd ")2^{\text {nd }} party
Initial:
Paraf Pihak Kedua: 2^("nd ") party Initial:| Paraf Pihak | | :--- | | Kedua: | | $2^{\text {nd }}$ party | | Initial: |
"Paraf Pihak Pertama: l^(st) party Initial:" "Paraf Pihak Kedua: 2^("nd ") party Initial:"| Paraf Pihak <br> Pertama: <br> $l^{s t}$ party <br> Initial: | Paraf Pihak <br> Kedua: <br> $2^{\text {nd }}$ party <br> Initial: | | :---: | :---: |