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Our Proposed Scope 我們建議的範圍

Consumer Credit Industries
消費信貸產業

CCOB is here for the protection of financial consumers. We will start with regulating and supervising the following non-bank credit providers and credit service providers which are currently unregulated by any Ministries or agencies.
CCOB 是為了保護金融消費者而存在的。我們將從規範和監督目前不受任何部會或機構監管的以下非銀行信貸提供者和信貸服務提供者開始。

bnpl
Buy Now Pay Later (BNPL)
現在購買稍後付款 (BNPL)
leasing
Leasing 租賃
factoring
Factoring 保理
debt-collector
Debt Collection Agencies 討債機構
nonbank
Impaired Loan Buyers 受損貸款買家
DMA Grpahic
Debt Counselling & Management Agencies
債務諮詢及管理機構
About Us 關於我們

Consumer Credit Oversight Board Task Force (CCOB TF) 
消費者信用監督委員會工作小組 (CCOB TF)

CCOB Task Force is spearheaded by the Ministry of Finance (MOF), Bank Negara Malaysia (BNM) and the Securities Commission Malaysia (SC) and is responsible to drive the enactment of the Consumer Credit Bill and implement early preparations in view of the impending establishment of the CCOB, which is targeted to be in the second half of 2024 in line with the enactment of the Bill. The CCOB Task Force will transform into a statutory body, CCOB, once the Consumer Credit Bill is enacted into law to be the Consumer Credit Act.
CCOB工作小組由財政部(MOF)、馬來西亞國家銀行(BNM)和馬來西亞證券委員會(SC)牽頭,負責推動消費者信貸法案的頒布,並針對即將成立的情況進行早期準備工作CCOB 的目標是在2024年下半年與該法案的頒布一致。一旦《消費者信貸法案》成為法律《消費者信貸法》,CCOB 工作小組將轉變為法定機構 CCOB。

Learn More 了解更多
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Consumer Credit Oversight Board (CCOB)
消費者信用監督委員會 (CCOB)

CCOB will be the statutory regulator and supervisory body overseeing non-bank credit providers, carrying out its responsibilities as a competent authority under the CCA.
CCOB 將成為監督非銀行信貸提供者的法定監管機構和監督機構,履行其作為 CCA 主管機構的職責。

Council for Consumer Credit Malaysia (CCC)
馬來西亞消費信貸委員會 (CCC)

The CCA shall provide for the establishment of the Council for Consumer Credit Malaysia (CCC), which will act as the platform for coordination and collaboration amongst the various Ministries and their agencies to ensure the CCA is implemented consistently and effectively by all regulatory and supervisory authorities (RSAs) in phase 1 and 2. The members of CCC shall comprise of senior officers / representatives from the respective RSAs.
CCA 應規定成立馬來西亞消費者信貸委員會(CCC),該理事會將作為各部會及其機構之間協調與合作的平台,以確保所有監管和監督機構一致有效地實施 CCA (RSA)在第一階段和第二階段。

Consumer Credit Act (CCA)
消費者信貸法 (CCA)

The CCA aims to promote fair and responsible lending practices towards a prudent and responsible credit culture in Malaysia.
CCA 旨在促進公平和負責任的貸款實踐,以在馬來西亞建立審慎和負責任的信貸文化。

Public Consultation Paper Part 2 : Draft Consumer Credit Act 2023
公眾諮詢文件第 2 部分:2023 年消費者信貸法草案
Download Paper 下載論文
Looking for answers?
尋找答案
Frequently Asked Questions
常見問題解答
Download CP1 FAQs
D CP1 常見問題解答
Download  CP2 FAQs
D CP2 常見問題解答