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LAMPIRAN 1  附件 1

PRODUK DAN BIAYA 产品与费用

PRODUCT AND COST 产品与成本

Produk dan Biaya untuk Espay Aggregator Single Account
Espay 聚合器单账户的产品和费用
Products and Fees for Espay Aggregator Single Account
Espay 聚合器单账户的产品和费用
 产品
Produk
Product
Produk Product| Produk | | :--- | | Product |

标准费用（含增值税）
Biaya Standar (Incl.PPN)
Standard fee
Biaya Standar (Incl.PPN) Standard fee| Biaya Standar (Incl.PPN) | | :--- | | Standard fee |

资金转移（工作日）结算（工作日）
Pelimpahan
Dana (Hari
kerja)
Settlement
(Working Days)
Pelimpahan Dana (Hari kerja) Settlement (Working Days)| Pelimpahan | | :--- | | Dana (Hari | | kerja) | | Settlement | | (Working Days) |
 备注 Note
Catatan
Note
Catatan Note| Catatan | | :--- | | Note |
Mandiri Virtual Account Mandiri 虚拟账户 2,775 T + 1 T + 1 T+1\mathrm{~T}+1
E-Pay BRI 2,775 T + 1 T + 1 T+1\mathrm{T}+1
Virtual Account BRI (BRIVA)
虚拟账户 BRI (BRIVA)		 2,775 T + 1 T + 1 T+1\mathrm{~T}+1
Virtual Account Maybank 虚拟账户马来亚银行 2,220 T + 1 T + 1 T+1\mathrm{~T}+1

Permata NetPay 或 Permata 虚拟账户
Permata NetPay atau Virtual
Account Permata
Permata NetPay atau Virtual Account Permata| Permata NetPay atau Virtual | | :--- | | Account Permata |
 2,220 T + 1 T + 1 T+1\mathrm{~T}+1
Virtual Account Danamon 虚拟账户丹诺曼 2,220 T + 1 T + 1 T+1\mathrm{~T}+1
Virtual Account BNI 虚拟账户 BNI 3,330 T + 1 T + 1 T+1\mathrm{~T}+1
Virtual Account BCA 虚拟账户 BCA 4,440 T + 1 T + 1 T+1\mathrm{~T}+1
Virtual Account CIMB Niaga
虚拟账户 CIMB Niaga		 2,220 T + 1 T + 1 T+1\mathrm{~T}+1
Linkaja (Web Checkout) Linkaja（网页结账）

3,330 或 MDR 1 , 67 % 1 , 67 % 1,67%1,67 \%
3,330 or
MDR 1 , 67 % 1 , 67 % 1,67%1,67 \%
3,330 or MDR 1,67%| 3,330 or | | :---: | | MDR $1,67 \%$ |
3,330 or,MDR 1,67%| 3,330 or <br> MDR $1,67 \%$ | | :--- |
 T + 2 T + 2 T+2\mathrm{~T}+2

付款将直接在 Linkaja 页面进行
Pembayaran di direct pada halaman
Linkaja
The payment will be directed to
Linkaja page
Pembayaran di direct pada halaman Linkaja The payment will be directed to Linkaja page| Pembayaran di direct pada halaman | | :--- | | Linkaja | | The payment will be directed to | | Linkaja page |
Linkaja (AppLink) Linkaja（AppLink）

3,330 或 MDR 1 , 67 % 1 , 67 % 1,67%1,67 \%
3,330
or
MDR 1 , 67 % 1 , 67 % 1,67%1,67 \%
3,330 or MDR 1,67%| 3,330 | | :--- | | or | | MDR $1,67 \%$ |
3,330,or,MDR 1,67%| 3,330 <br> or <br> MDR $1,67 \%$ | | :--- |
 T + 2 T + 2 T+2\mathrm{~T}+2

付款将直接在 Linkaja 页面进行
Pembayaran di direct pada halaman
Linkaja
The payment will be directed to
Linkaja page
Pembayaran di direct pada halaman Linkaja The payment will be directed to Linkaja page| Pembayaran di direct pada halaman | | :--- | | Linkaja | | The payment will be directed to | | Linkaja page |
Linkaja QRIS MDR 0,7% MDR 0.7% T+2

使用二维码支付
Pembayaran dengan metode QR
Payment will be in QR method
Pembayaran dengan metode QR Payment will be in QR method| Pembayaran dengan metode QR | | :--- | | Payment will be in QR method |
Shopee Pay (Jump App) Shopee Pay（Jump App） MDR 2,22% MDR 2.22% T + 2 T + 2 T+2\mathrm{T}+2

付款将直接在 Linkaja 页面进行
Pembayaran di direct pada halaman
Linkaja
The payment will be directed to
Linkaja page
Pembayaran di direct pada halaman Linkaja The payment will be directed to Linkaja page| Pembayaran di direct pada halaman | | :--- | | Linkaja | | The payment will be directed to | | Linkaja page |
"Produk Product" "Biaya Standar (Incl.PPN) Standard fee" "Pelimpahan Dana (Hari kerja) Settlement (Working Days)" "Catatan Note" Mandiri Virtual Account 2,775 T+1 E-Pay BRI 2,775 T+1 Virtual Account BRI (BRIVA) 2,775 T+1 Virtual Account Maybank 2,220 T+1 "Permata NetPay atau Virtual Account Permata" 2,220 T+1 Virtual Account Danamon 2,220 T+1 Virtual Account BNI 3,330 T+1 Virtual Account BCA 4,440 T+1 Virtual Account CIMB Niaga 2,220 T+1 Linkaja (Web Checkout) "3,330 or,MDR 1,67%" T+2 "Pembayaran di direct pada halaman Linkaja The payment will be directed to Linkaja page" Linkaja (AppLink) "3,330,or,MDR 1,67%" T+2 "Pembayaran di direct pada halaman Linkaja The payment will be directed to Linkaja page" Linkaja QRIS MDR 0,7% T+2 "Pembayaran dengan metode QR Payment will be in QR method" Shopee Pay (Jump App) MDR 2,22% T+2 "Pembayaran di direct pada halaman Linkaja The payment will be directed to Linkaja page"| Produk <br> Product | Biaya Standar (Incl.PPN) <br> Standard fee | Pelimpahan <br> Dana (Hari <br> kerja) <br> Settlement <br> (Working Days) | Catatan <br> Note | | :---: | :---: | :---: | :---: | | Mandiri Virtual Account | 2,775 | $\mathrm{~T}+1$ | | | E-Pay BRI | 2,775 | $\mathrm{T}+1$ | | | Virtual Account BRI (BRIVA) | 2,775 | $\mathrm{~T}+1$ | | | Virtual Account Maybank | 2,220 | $\mathrm{~T}+1$ | | | Permata NetPay atau Virtual <br> Account Permata | 2,220 | $\mathrm{~T}+1$ | | | Virtual Account Danamon | 2,220 | $\mathrm{~T}+1$ | | | Virtual Account BNI | 3,330 | $\mathrm{~T}+1$ | | | Virtual Account BCA | 4,440 | $\mathrm{~T}+1$ | | | Virtual Account CIMB Niaga | 2,220 | $\mathrm{~T}+1$ | | | Linkaja (Web Checkout) | 3,330 or <br> MDR $1,67 \%$ | $\mathrm{~T}+2$ | Pembayaran di direct pada halaman <br> Linkaja <br> The payment will be directed to <br> Linkaja page | | Linkaja (AppLink) | 3,330 <br> or <br> MDR $1,67 \%$ | $\mathrm{~T}+2$ | Pembayaran di direct pada halaman <br> Linkaja <br> The payment will be directed to <br> Linkaja page | | Linkaja QRIS | MDR 0,7% | T+2 | Pembayaran dengan metode QR <br> Payment will be in QR method | | Shopee Pay (Jump App) | MDR 2,22% | $\mathrm{T}+2$ | Pembayaran di direct pada halaman <br> Linkaja <br> The payment will be directed to <br> Linkaja page |
Shopee Pay QRIS MDR 0 , 7 % 0 , 7 % 0,7%0,7 \% T+2

使用二维码支付
Pembayaran dengan metode QR
Payment will be in QR method
Pembayaran dengan metode QR Payment will be in QR method| Pembayaran dengan metode QR | | :--- | | Payment will be in QR method |
DANA (Widget) 达娜（小部件） MDR 1 , 67 % 1 , 67 % 1,67%1,67 \% T+3

付款将直接在 Linkaja 页面进行
Pembayaran di direct pada halaman
Linkaja
The payment will be directed to
Linkaja page
Pembayaran di direct pada halaman Linkaja The payment will be directed to Linkaja page| Pembayaran di direct pada halaman | | :--- | | Linkaja | | The payment will be directed to | | Linkaja page |
DANA QRIS MDR 0 , 7 % 0 , 7 % 0,7%0,7 \% T+3

使用二维码支付
Pembayaran dengan metode QR
Payment will be in QR method
Pembayaran dengan metode QR Payment will be in QR method| Pembayaran dengan metode QR | | :--- | | Payment will be in QR method |
ovo 蛋 MDR 1 , 67 % 1 , 67 % 1,67%1,67 \% T+2
CIMB CLICK CIMB 点击 4,995 T+2

现代市场（Alfamart, Alfamidi, Alfa Express, Dandan, Pegadaian, 印度尼西亚邮政）
Modern Market (Alfamart,
Alfamidi, Alfa Express, Dandan,
Pegadaian, Pos Indonesia)
Modern Market (Alfamart, Alfamidi, Alfa Express, Dandan, Pegadaian, Pos Indonesia)| Modern Market (Alfamart, | | :--- | | Alfamidi, Alfa Express, Dandan, | | Pegadaian, Pos Indonesia) |
 5,550 T+3

店员将向顾客收取额外的 2,500。
Kasir toko akan mengenakan
tambahan 2,500 kepada Pelanggan.
Store cashier will charge extra 2,500
to customers.
Kasir toko akan mengenakan tambahan 2,500 kepada Pelanggan. Store cashier will charge extra 2,500 to customers.| Kasir toko akan mengenakan | | :--- | | tambahan 2,500 kepada Pelanggan. | | Store cashier will charge extra 2,500 | | to customers. |

信用卡 / 借记卡（Visa，Master，JCB）
Credit / Debit Card (Visa,
Master, JCB)
Credit / Debit Card (Visa, Master, JCB)| Credit / Debit Card (Visa, | | :--- | | Master, JCB) |

MDR 2.45% + 固定费用 2,220
MDR 2,45% +
Fixed Fee 2,220
MDR 2,45% + Fixed Fee 2,220| MDR 2,45% + | | :--- | | Fixed Fee 2,220 |
 T+2
Credit Card CIMB Niaga 信用卡 CIMB Niaga

6 个月 MDR 5%+ 5%+5%+5 \%+ 固定费用 2,220 12 个月 MDR 7%+ 7%+7%+7 \%+ 固定费用 2,220
6 Month MDR 5 % + 5 % + 5%+5 \%+ Fixed fee
2,220
12 Month MDR 7 % + 7 % + 7%+7 \%+ Fixed fee
2,220
6 Month MDR 5%+ Fixed fee 2,220 12 Month MDR 7%+ Fixed fee 2,220| 6 Month MDR $5 \%+$ Fixed fee | | :---: | | 2,220 | | 12 Month MDR $7 \%+$ Fixed fee | | 2,220 |
6 Month MDR 5%+ Fixed fee,2,220,12 Month MDR 7%+ Fixed fee,2,220| 6 Month MDR $5 \%+$ Fixed fee <br> 2,220 <br> 12 Month MDR $7 \%+$ Fixed fee <br> 2,220 | | :--- |
 T+2
Credit Card Mandiri 万事达信用卡
3 M o n t h M D R 3 3 M o n t h M D R 3 3MonthMDR33 Month MDR 3%+Fixed fee
2,220
6 M o n t h M D R 5 6 M o n t h M D R 5 6MonthMDR56 Month MDR 5%+Fixed fee
2,220
12 M o n t h M D R 8 12 M o n t h M D R 8 12 MonthMDR812 Month MDR 8%+Fixed fee
2,220
3MonthMDR3 2,220 6MonthMDR5 2,220 12 MonthMDR8 2,220| $3 Month MDR 3%+Fixed fee$ | | :--- | | 2,220 | | $6 Month MDR 5%+Fixed fee$ | | 2,220 | | $12 Month MDR 8%+Fixed fee$ | | 2,220 |
 T+2
Credit Card BRI 信用卡 BRI
3 M o n t h M D R 3 3 M o n t h M D R 3 3MonthMDR33 Month MDR 3%+Fixed fee
2,220
6 M o n t h M D R 5 6 M o n t h M D R 5 6MonthMDR56 Month MDR 5%+Fixed fee
2,220
12 M o n t h M D R 8 12 M o n t h M D R 8 12 MonthMDR812 Month MDR 8%+Fixed fee
2,220
3MonthMDR3 2,220 6MonthMDR5 2,220 12 MonthMDR8 2,220| $3 Month MDR 3%+Fixed fee$ | | :--- | | 2,220 | | $6 Month MDR 5%+Fixed fee$ | | 2,220 | | $12 Month MDR 8%+Fixed fee$ | | 2,220 |
 T+2
Akulaku 阿库拉库 MDR 2% T+2
Kredivo MDR 2,55% MDR 2.55%
 星期三和星期一
Wednesday and
Monday
Wednesday and Monday| Wednesday and | | :--- | | Monday |
Indodana 印多达纳 MDR 1,11% T+2
Shopee Pay QRIS MDR 0,7% T+2 "Pembayaran dengan metode QR Payment will be in QR method" DANA (Widget) MDR 1,67% T+3 "Pembayaran di direct pada halaman Linkaja The payment will be directed to Linkaja page" DANA QRIS MDR 0,7% T+3 "Pembayaran dengan metode QR Payment will be in QR method" ovo MDR 1,67% T+2 CIMB CLICK 4,995 T+2 "Modern Market (Alfamart, Alfamidi, Alfa Express, Dandan, Pegadaian, Pos Indonesia)" 5,550 T+3 "Kasir toko akan mengenakan tambahan 2,500 kepada Pelanggan. Store cashier will charge extra 2,500 to customers." "Credit / Debit Card (Visa, Master, JCB)" "MDR 2,45% + Fixed Fee 2,220" T+2 Credit Card CIMB Niaga "6 Month MDR 5%+ Fixed fee,2,220,12 Month MDR 7%+ Fixed fee,2,220" T+2 Credit Card Mandiri "3MonthMDR3 2,220 6MonthMDR5 2,220 12 MonthMDR8 2,220" T+2 Credit Card BRI "3MonthMDR3 2,220 6MonthMDR5 2,220 12 MonthMDR8 2,220" T+2 Akulaku MDR 2% T+2 Kredivo MDR 2,55% "Wednesday and Monday" Indodana MDR 1,11% T+2 | Shopee Pay QRIS | MDR $0,7 \%$ | T+2 | Pembayaran dengan metode QR <br> Payment will be in QR method | | :---: | :---: | :---: | :---: | | DANA (Widget) | MDR $1,67 \%$ | T+3 | Pembayaran di direct pada halaman <br> Linkaja <br> The payment will be directed to <br> Linkaja page | | DANA QRIS | MDR $0,7 \%$ | T+3 | Pembayaran dengan metode QR <br> Payment will be in QR method | | ovo | MDR $1,67 \%$ | T+2 | | | CIMB CLICK | 4,995 | T+2 | | | Modern Market (Alfamart, <br> Alfamidi, Alfa Express, Dandan, <br> Pegadaian, Pos Indonesia) | 5,550 | T+3 | Kasir toko akan mengenakan <br> tambahan 2,500 kepada Pelanggan. <br> Store cashier will charge extra 2,500 <br> to customers. | | Credit / Debit Card (Visa, <br> Master, JCB) | MDR 2,45% + <br> Fixed Fee 2,220 | T+2 | | | Credit Card CIMB Niaga | 6 Month MDR $5 \%+$ Fixed fee <br> 2,220 <br> 12 Month MDR $7 \%+$ Fixed fee <br> 2,220 | T+2 | | | Credit Card Mandiri | $3 Month MDR 3%+Fixed fee$ <br> 2,220 <br> $6 Month MDR 5%+Fixed fee$ <br> 2,220 <br> $12 Month MDR 8%+Fixed fee$ <br> 2,220 | T+2 | | | Credit Card BRI | $3 Month MDR 3%+Fixed fee$ <br> 2,220 <br> $6 Month MDR 5%+Fixed fee$ <br> 2,220 <br> $12 Month MDR 8%+Fixed fee$ <br> 2,220 | T+2 | | | Akulaku | MDR 2% | T+2 | | | Kredivo | MDR 2,55% | Wednesday and <br> Monday | | | Indodana | MDR 1,11% | T+2 | |

第一方签字： s t s t ^(st){ }^{s t} partyInitial:
Paraf Pihak
Pertama:
s t s t ^(st){ }^{s t} party
Initial:
Paraf Pihak Pertama: ^(st) party Initial:| Paraf Pihak | | :--- | | Pertama: | | ${ }^{s t}$ party | | Initial: |

第二方签名： 2 nd 2 nd  2^("nd ")2^{\text {nd }} 党派初始：
Paraf Pihak
Kedua:
2 nd 2 nd  2^("nd ")2^{\text {nd }} party
Initial:
Paraf Pihak Kedua: 2^("nd ") party Initial:| Paraf Pihak | | :--- | | Kedua: | | $2^{\text {nd }}$ party | | Initial: |
"Paraf Pihak Pertama: ^(st) party Initial:" "Paraf Pihak Kedua: 2^("nd ") party Initial:"| Paraf Pihak <br> Pertama: <br> ${ }^{s t}$ party <br> Initial: | Paraf Pihak <br> Kedua: <br> $2^{\text {nd }}$ party <br> Initial: | | :---: | :---: |
UangMe
MDR 1 , 67 % 1 , 67 % 1,67%1,67 \%
T + 2 T + 2 T+2\mathrm{T}+2
Produk dan Biaya untuk Espay EDC Solution
Espay EDC 解决方案的产品和费用
Products and Fees for Espay EDC Solution
Espay EDC 解决方案的产品和费用
 描述
Deskripsi
Description
Deskripsi Description| Deskripsi | | :---: | | Description |

费用（含增值税） 费用
Biaya (Incl. PPN)
Fee
Biaya (Incl. PPN) Fee| Biaya (Incl. PPN) | | :---: | | Fee |

资金转移（工作日）结算（工作日）
Pelimpahan
Dana (Hari
kerja)
Settlement
(Working Days)
Pelimpahan Dana (Hari kerja) Settlement (Working Days)| Pelimpahan | | :---: | | Dana (Hari | | kerja) | | Settlement | | (Working Days) |
 备注 Note
Catatan
Note
Catatan Note| Catatan | | :---: | | Note |
EDC Machine Fee EDC 机器费用 550,000 -
GPN Card GPN 卡 T+2
EDC Transaction Fee EDC 交易手续费 MDR 1% + Fixed fee 2,220
MDR 1% + 固定费用 2,220
Debit Card 借记卡
BRI Card Installment BRI 卡分期付款 MDR 1.2 % 1.2 % 1.2%1.2 \%
"Deskripsi Description" "Biaya (Incl. PPN) Fee" "Pelimpahan Dana (Hari kerja) Settlement (Working Days)" "Catatan Note" EDC Machine Fee 550,000 - GPN Card T+2 EDC Transaction Fee MDR 1% + Fixed fee 2,220 Debit Card BRI Card Installment MDR 1.2% | Deskripsi <br> Description | Biaya (Incl. PPN) <br> Fee | Pelimpahan <br> Dana (Hari <br> kerja) <br> Settlement <br> (Working Days) | Catatan <br> Note | | :--- | :---: | :---: | :---: | | EDC Machine Fee | 550,000 | - | | | | GPN Card | T+2 | | | EDC Transaction Fee | MDR 1% + Fixed fee 2,220 | | | | | Debit Card | | | | BRI Card Installment | MDR $1.2 \%$ | | |
Catatan: 备注：
  1. Semua proses rekonsiliasi adalah online realtime.
    所有的对账过程都是在线实时进行的。
  2. Biaya yang tertera sudah termasuk Biaya Bank.
    费用中已包含银行费用。
  3. Biaya diatas di luar ongkos transfer antar Bank yang dibebankan oleh masing-masing Bank jika rekening sumber berbeda dari rekening Bank penerima dana.
    上述费用不包括各银行收取的转账费用，如果资金来源账户与接收银行账户不同。
  4. Semua dana transaksi akan dikreditkan ke rekening settlement Pihak Kedua yang ada pada Merchant Registration Form.
    所有交易资金将被记入商户注册表中第二方的结算账户。
    Note: 注意：
  5. All reconciliation will be Online Real Time.
    所有对账将是在线实时进行。
  6. All fees shown above already include Bank Fee.
    上述所有费用已包含银行费用。
  7. The above fees are excluded from the interbank fee transfer charged by each Bank if the source account is different from the account of the beneficiary Bank.
    上述费用不包括每家银行收取的银行间费用转账，如果源账户与受益银行的账户不同。
  8. All fund transactions will be credited to the SECOND PARTY settlement account existing in the Merchant Registration Form.
    所有资金交易将被记入商户注册表中存在的第二方结算账户。

第一方签字： l s t l s t l^(st)l^{s t} partyInitial:
Paraf Pihak
Pertama:
l s t l s t l^(st)l^{s t} party
Initial:
Paraf Pihak Pertama: l^(st) party Initial:| Paraf Pihak | | :--- | | Pertama: | | $l^{s t}$ party | | Initial: |

第二方签名： 2 nd 2 nd  2^("nd ")2^{\text {nd }} 党派初始：
Paraf Pihak
Kedua:
2 nd 2 nd  2^("nd ")2^{\text {nd }} party
Initial:
Paraf Pihak Kedua: 2^("nd ") party Initial:| Paraf Pihak | | :--- | | Kedua: | | $2^{\text {nd }}$ party | | Initial: |
"Paraf Pihak Pertama: l^(st) party Initial:" "Paraf Pihak Kedua: 2^("nd ") party Initial:"| Paraf Pihak <br> Pertama: <br> $l^{s t}$ party <br> Initial: | Paraf Pihak <br> Kedua: <br> $2^{\text {nd }}$ party <br> Initial: | | :---: | :---: |