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LAMPIRAN 1  附录 1

PRODUK DAN BIAYA 产品和费用

PRODUCT AND COST 产品和成本

Produk dan Biaya untuk Espay Aggregator Single Account
产品和费用对于 Espay 聚合单账户
Products and Fees for Espay Aggregator Single Account
Espay 聚合单账户的产品与费用
 产品 Produk
Produk
Product
Produk Product| Produk | | :--- | | Product |

标准费用（含增值税）
Biaya Standar (Incl.PPN)
Standard fee
Biaya Standar (Incl.PPN) Standard fee| Biaya Standar (Incl.PPN) | | :--- | | Standard fee |

资金转移（工作日）结算（工作日）
Pelimpahan
Dana (Hari
kerja)
Settlement
(Working Days)
Pelimpahan Dana (Hari kerja) Settlement (Working Days)| Pelimpahan | | :--- | | Dana (Hari | | kerja) | | Settlement | | (Working Days) |
 备注
Catatan
Note
Catatan Note| Catatan | | :--- | | Note |
Mandiri Virtual Account 曼迪里虚拟账户 2,775 T + 1 T + 1 T+1\mathrm{~T}+1
E-Pay BRI 电子支付 BRI 2,775 T + 1 T + 1 T+1\mathrm{T}+1
Virtual Account BRI (BRIVA)
虚拟账户 BRI（BRIVA）		 2,775 T + 1 T + 1 T+1\mathrm{~T}+1
Virtual Account Maybank 虚拟账户 Maybank 2,220 T + 1 T + 1 T+1\mathrm{~T}+1

Permata NetPay 或 Permata 虚拟账户
Permata NetPay atau Virtual
Account Permata
Permata NetPay atau Virtual Account Permata| Permata NetPay atau Virtual | | :--- | | Account Permata |
 2,220 T + 1 T + 1 T+1\mathrm{~T}+1
Virtual Account Danamon 虚拟账户丹 amon 2,220 T + 1 T + 1 T+1\mathrm{~T}+1
Virtual Account BNI 虚拟账户 BNI 3,330 T + 1 T + 1 T+1\mathrm{~T}+1
Virtual Account BCA 虚拟账户 BCA 4,440 T + 1 T + 1 T+1\mathrm{~T}+1
Virtual Account CIMB Niaga
虚拟账户 CIMB Niaga		 2,220 T + 1 T + 1 T+1\mathrm{~T}+1
Linkaja (Web Checkout) 链接支付（Web Checkout）
 3,330 或 MDR 1 , 67 % 1 , 67 % 1,67%1,67 \%
3,330 or
MDR 1 , 67 % 1 , 67 % 1,67%1,67 \%
3,330 or MDR 1,67%| 3,330 or | | :---: | | MDR $1,67 \%$ |
3,330 or,MDR 1,67%| 3,330 or <br> MDR $1,67 \%$ | | :--- |
 T + 2 T + 2 T+2\mathrm{~T}+2

付款将直接在 Linkaja 页面进行
Pembayaran di direct pada halaman
Linkaja
The payment will be directed to
Linkaja page
Pembayaran di direct pada halaman Linkaja The payment will be directed to Linkaja page| Pembayaran di direct pada halaman | | :--- | | Linkaja | | The payment will be directed to | | Linkaja page |
Linkaja (AppLink) 链接吧（AppLink）
 3,330 或 MDR 1 , 67 % 1 , 67 % 1,67%1,67 \%
3,330
or
MDR 1 , 67 % 1 , 67 % 1,67%1,67 \%
3,330 or MDR 1,67%| 3,330 | | :--- | | or | | MDR $1,67 \%$ |
3,330,or,MDR 1,67%| 3,330 <br> or <br> MDR $1,67 \%$ | | :--- |
 T + 2 T + 2 T+2\mathrm{~T}+2

付款将直接在 Linkaja 页面进行
Pembayaran di direct pada halaman
Linkaja
The payment will be directed to
Linkaja page
Pembayaran di direct pada halaman Linkaja The payment will be directed to Linkaja page| Pembayaran di direct pada halaman | | :--- | | Linkaja | | The payment will be directed to | | Linkaja page |
Linkaja QRIS 链接 QRIS MDR 0,7% MDR 0.7% T+2

使用 QR 支付方式的付款
Pembayaran dengan metode QR
Payment will be in QR method
Pembayaran dengan metode QR Payment will be in QR method| Pembayaran dengan metode QR | | :--- | | Payment will be in QR method |
Shopee Pay (Jump App)
虾皮支付（跳转应用）		 MDR 2,22% MDR 2.22% T + 2 T + 2 T+2\mathrm{T}+2

付款将直接在 Linkaja 页面进行
Pembayaran di direct pada halaman
Linkaja
The payment will be directed to
Linkaja page
Pembayaran di direct pada halaman Linkaja The payment will be directed to Linkaja page| Pembayaran di direct pada halaman | | :--- | | Linkaja | | The payment will be directed to | | Linkaja page |
"Produk Product" "Biaya Standar (Incl.PPN) Standard fee" "Pelimpahan Dana (Hari kerja) Settlement (Working Days)" "Catatan Note" Mandiri Virtual Account 2,775 T+1 E-Pay BRI 2,775 T+1 Virtual Account BRI (BRIVA) 2,775 T+1 Virtual Account Maybank 2,220 T+1 "Permata NetPay atau Virtual Account Permata" 2,220 T+1 Virtual Account Danamon 2,220 T+1 Virtual Account BNI 3,330 T+1 Virtual Account BCA 4,440 T+1 Virtual Account CIMB Niaga 2,220 T+1 Linkaja (Web Checkout) "3,330 or,MDR 1,67%" T+2 "Pembayaran di direct pada halaman Linkaja The payment will be directed to Linkaja page" Linkaja (AppLink) "3,330,or,MDR 1,67%" T+2 "Pembayaran di direct pada halaman Linkaja The payment will be directed to Linkaja page" Linkaja QRIS MDR 0,7% T+2 "Pembayaran dengan metode QR Payment will be in QR method" Shopee Pay (Jump App) MDR 2,22% T+2 "Pembayaran di direct pada halaman Linkaja The payment will be directed to Linkaja page"| Produk <br> Product | Biaya Standar (Incl.PPN) <br> Standard fee | Pelimpahan <br> Dana (Hari <br> kerja) <br> Settlement <br> (Working Days) | Catatan <br> Note | | :---: | :---: | :---: | :---: | | Mandiri Virtual Account | 2,775 | $\mathrm{~T}+1$ | | | E-Pay BRI | 2,775 | $\mathrm{T}+1$ | | | Virtual Account BRI (BRIVA) | 2,775 | $\mathrm{~T}+1$ | | | Virtual Account Maybank | 2,220 | $\mathrm{~T}+1$ | | | Permata NetPay atau Virtual <br> Account Permata | 2,220 | $\mathrm{~T}+1$ | | | Virtual Account Danamon | 2,220 | $\mathrm{~T}+1$ | | | Virtual Account BNI | 3,330 | $\mathrm{~T}+1$ | | | Virtual Account BCA | 4,440 | $\mathrm{~T}+1$ | | | Virtual Account CIMB Niaga | 2,220 | $\mathrm{~T}+1$ | | | Linkaja (Web Checkout) | 3,330 or <br> MDR $1,67 \%$ | $\mathrm{~T}+2$ | Pembayaran di direct pada halaman <br> Linkaja <br> The payment will be directed to <br> Linkaja page | | Linkaja (AppLink) | 3,330 <br> or <br> MDR $1,67 \%$ | $\mathrm{~T}+2$ | Pembayaran di direct pada halaman <br> Linkaja <br> The payment will be directed to <br> Linkaja page | | Linkaja QRIS | MDR 0,7% | T+2 | Pembayaran dengan metode QR <br> Payment will be in QR method | | Shopee Pay (Jump App) | MDR 2,22% | $\mathrm{T}+2$ | Pembayaran di direct pada halaman <br> Linkaja <br> The payment will be directed to <br> Linkaja page |
Shopee Pay QRIS 虾皮支付 QRIS MDR 0 , 7 % 0 , 7 % 0,7%0,7 \% T+2

使用 QR 支付方式的付款
Pembayaran dengan metode QR
Payment will be in QR method
Pembayaran dengan metode QR Payment will be in QR method| Pembayaran dengan metode QR | | :--- | | Payment will be in QR method |
DANA (Widget) DANA（小部件） MDR 1 , 67 % 1 , 67 % 1,67%1,67 \% T+3

付款将直接在 Linkaja 页面进行
Pembayaran di direct pada halaman
Linkaja
The payment will be directed to
Linkaja page
Pembayaran di direct pada halaman Linkaja The payment will be directed to Linkaja page| Pembayaran di direct pada halaman | | :--- | | Linkaja | | The payment will be directed to | | Linkaja page |
DANA QRIS MDR 0 , 7 % 0 , 7 % 0,7%0,7 \% T+3

使用 QR 支付方式的付款
Pembayaran dengan metode QR
Payment will be in QR method
Pembayaran dengan metode QR Payment will be in QR method| Pembayaran dengan metode QR | | :--- | | Payment will be in QR method |
ovo MDR 1 , 67 % 1 , 67 % 1,67%1,67 \% T+2
CIMB CLICK 4,995 T+2

现代市场（阿尔玛特，阿尔马迪，阿尔法快运，丹丹，典当，印尼邮政）
Modern Market (Alfamart,
Alfamidi, Alfa Express, Dandan,
Pegadaian, Pos Indonesia)
Modern Market (Alfamart, Alfamidi, Alfa Express, Dandan, Pegadaian, Pos Indonesia)| Modern Market (Alfamart, | | :--- | | Alfamidi, Alfa Express, Dandan, | | Pegadaian, Pos Indonesia) |
 5,550 T+3

店员将在顾客身上额外收取 2500 元。
Kasir toko akan mengenakan
tambahan 2,500 kepada Pelanggan.
Store cashier will charge extra 2,500
to customers.
Kasir toko akan mengenakan tambahan 2,500 kepada Pelanggan. Store cashier will charge extra 2,500 to customers.| Kasir toko akan mengenakan | | :--- | | tambahan 2,500 kepada Pelanggan. | | Store cashier will charge extra 2,500 | | to customers. |

信用卡/借记卡（Visa, Master, JCB）
Credit / Debit Card (Visa,
Master, JCB)
Credit / Debit Card (Visa, Master, JCB)| Credit / Debit Card (Visa, | | :--- | | Master, JCB) |

MDR 2.45% + 固定费用 2220
MDR 2,45% +
Fixed Fee 2,220
MDR 2,45% + Fixed Fee 2,220| MDR 2,45% + | | :--- | | Fixed Fee 2,220 |
 T+2
Credit Card CIMB Niaga
信用卡 CIMB Niaga

6 个月 MDR 5 % + 5 % + 5%+5 \%+ 固定费用 2,220 12 个月 MDR 7 % + 7 % + 7%+7 \%+ 固定费用 2,220
6 Month MDR 5 % + 5 % + 5%+5 \%+ Fixed fee
2,220
12 Month MDR 7 % + 7 % + 7%+7 \%+ Fixed fee
2,220
6 Month MDR 5%+ Fixed fee 2,220 12 Month MDR 7%+ Fixed fee 2,220| 6 Month MDR $5 \%+$ Fixed fee | | :---: | | 2,220 | | 12 Month MDR $7 \%+$ Fixed fee | | 2,220 |
6 Month MDR 5%+ Fixed fee,2,220,12 Month MDR 7%+ Fixed fee,2,220| 6 Month MDR $5 \%+$ Fixed fee <br> 2,220 <br> 12 Month MDR $7 \%+$ Fixed fee <br> 2,220 | | :--- |
 T+2
Credit Card Mandiri 信用卡曼迪里
3 M o n t h M D R 3 3 M o n t h M D R 3 3MonthMDR33 Month MDR 3%+Fixed fee
2,220
6 M o n t h M D R 5 6 M o n t h M D R 5 6MonthMDR56 Month MDR 5%+Fixed fee
2,220
12 M o n t h M D R 8 12 M o n t h M D R 8 12 MonthMDR812 Month MDR 8%+Fixed fee
2,220
3MonthMDR3 2,220 6MonthMDR5 2,220 12 MonthMDR8 2,220| $3 Month MDR 3%+Fixed fee$ | | :--- | | 2,220 | | $6 Month MDR 5%+Fixed fee$ | | 2,220 | | $12 Month MDR 8%+Fixed fee$ | | 2,220 |
 T+2
Credit Card BRI 银行卡 BRI
3 M o n t h M D R 3 3 M o n t h M D R 3 3MonthMDR33 Month MDR 3%+Fixed fee
2,220
6 M o n t h M D R 5 6 M o n t h M D R 5 6MonthMDR56 Month MDR 5%+Fixed fee
2,220
12 M o n t h M D R 8 12 M o n t h M D R 8 12 MonthMDR812 Month MDR 8%+Fixed fee
2,220
3MonthMDR3 2,220 6MonthMDR5 2,220 12 MonthMDR8 2,220| $3 Month MDR 3%+Fixed fee$ | | :--- | | 2,220 | | $6 Month MDR 5%+Fixed fee$ | | 2,220 | | $12 Month MDR 8%+Fixed fee$ | | 2,220 |
 T+2
Akulaku 阿库拉库 MDR 2% T+2
Kredivo MDR 2,55% MDR 2.55%
 周三和周一
Wednesday and
Monday
Wednesday and Monday| Wednesday and | | :--- | | Monday |
Indodana 印度达纳 MDR 1,11% MDR 1.11% T+2
Shopee Pay QRIS MDR 0,7% T+2 "Pembayaran dengan metode QR Payment will be in QR method" DANA (Widget) MDR 1,67% T+3 "Pembayaran di direct pada halaman Linkaja The payment will be directed to Linkaja page" DANA QRIS MDR 0,7% T+3 "Pembayaran dengan metode QR Payment will be in QR method" ovo MDR 1,67% T+2 CIMB CLICK 4,995 T+2 "Modern Market (Alfamart, Alfamidi, Alfa Express, Dandan, Pegadaian, Pos Indonesia)" 5,550 T+3 "Kasir toko akan mengenakan tambahan 2,500 kepada Pelanggan. Store cashier will charge extra 2,500 to customers." "Credit / Debit Card (Visa, Master, JCB)" "MDR 2,45% + Fixed Fee 2,220" T+2 Credit Card CIMB Niaga "6 Month MDR 5%+ Fixed fee,2,220,12 Month MDR 7%+ Fixed fee,2,220" T+2 Credit Card Mandiri "3MonthMDR3 2,220 6MonthMDR5 2,220 12 MonthMDR8 2,220" T+2 Credit Card BRI "3MonthMDR3 2,220 6MonthMDR5 2,220 12 MonthMDR8 2,220" T+2 Akulaku MDR 2% T+2 Kredivo MDR 2,55% "Wednesday and Monday" Indodana MDR 1,11% T+2 | Shopee Pay QRIS | MDR $0,7 \%$ | T+2 | Pembayaran dengan metode QR <br> Payment will be in QR method | | :---: | :---: | :---: | :---: | | DANA (Widget) | MDR $1,67 \%$ | T+3 | Pembayaran di direct pada halaman <br> Linkaja <br> The payment will be directed to <br> Linkaja page | | DANA QRIS | MDR $0,7 \%$ | T+3 | Pembayaran dengan metode QR <br> Payment will be in QR method | | ovo | MDR $1,67 \%$ | T+2 | | | CIMB CLICK | 4,995 | T+2 | | | Modern Market (Alfamart, <br> Alfamidi, Alfa Express, Dandan, <br> Pegadaian, Pos Indonesia) | 5,550 | T+3 | Kasir toko akan mengenakan <br> tambahan 2,500 kepada Pelanggan. <br> Store cashier will charge extra 2,500 <br> to customers. | | Credit / Debit Card (Visa, <br> Master, JCB) | MDR 2,45% + <br> Fixed Fee 2,220 | T+2 | | | Credit Card CIMB Niaga | 6 Month MDR $5 \%+$ Fixed fee <br> 2,220 <br> 12 Month MDR $7 \%+$ Fixed fee <br> 2,220 | T+2 | | | Credit Card Mandiri | $3 Month MDR 3%+Fixed fee$ <br> 2,220 <br> $6 Month MDR 5%+Fixed fee$ <br> 2,220 <br> $12 Month MDR 8%+Fixed fee$ <br> 2,220 | T+2 | | | Credit Card BRI | $3 Month MDR 3%+Fixed fee$ <br> 2,220 <br> $6 Month MDR 5%+Fixed fee$ <br> 2,220 <br> $12 Month MDR 8%+Fixed fee$ <br> 2,220 | T+2 | | | Akulaku | MDR 2% | T+2 | | | Kredivo | MDR 2,55% | Wednesday and <br> Monday | | | Indodana | MDR 1,11% | T+2 | |

第一方参数： s t s t ^(st){ }^{s t} 党首字母：
Paraf Pihak
Pertama:
s t s t ^(st){ }^{s t} party
Initial:
Paraf Pihak Pertama: ^(st) party Initial:| Paraf Pihak | | :--- | | Pertama: | | ${ }^{s t}$ party | | Initial: |

第二方声明： 2 nd 2 nd  2^("nd ")2^{\text {nd }} 党首字母：
Paraf Pihak
Kedua:
2 nd 2 nd  2^("nd ")2^{\text {nd }} party
Initial:
Paraf Pihak Kedua: 2^("nd ") party Initial:| Paraf Pihak | | :--- | | Kedua: | | $2^{\text {nd }}$ party | | Initial: |
"Paraf Pihak Pertama: ^(st) party Initial:" "Paraf Pihak Kedua: 2^("nd ") party Initial:"| Paraf Pihak <br> Pertama: <br> ${ }^{s t}$ party <br> Initial: | Paraf Pihak <br> Kedua: <br> $2^{\text {nd }}$ party <br> Initial: | | :---: | :---: |
UangMe
MDR 1 , 67 % 1 , 67 % 1,67%1,67 \%
T + 2 T + 2 T+2\mathrm{T}+2
Produk dan Biaya untuk Espay EDC Solution
产品和 Espay EDC 解决方案的费用
Products and Fees for Espay EDC Solution
Espay EDC 解决方案的产品与费用
 描述
Deskripsi
Description
Deskripsi Description| Deskripsi | | :---: | | Description |

费用（含增值税）
Biaya (Incl. PPN)
Fee
Biaya (Incl. PPN) Fee| Biaya (Incl. PPN) | | :---: | | Fee |

资金转移（工作日）结算（工作日）
Pelimpahan
Dana (Hari
kerja)
Settlement
(Working Days)
Pelimpahan Dana (Hari kerja) Settlement (Working Days)| Pelimpahan | | :---: | | Dana (Hari | | kerja) | | Settlement | | (Working Days) |
 备注
Catatan
Note
Catatan Note| Catatan | | :---: | | Note |
EDC Machine Fee EDC 机器费用 550,000 -
GPN Card GPN 卡 T+2
EDC Transaction Fee EDC 交易费 MDR 1% + Fixed fee 2,220
MDR 1% + 固定费用 2,220
Debit Card 借记卡
BRI Card Installment BRI 分期卡 MDR 1.2 % 1.2 % 1.2%1.2 \%
"Deskripsi Description" "Biaya (Incl. PPN) Fee" "Pelimpahan Dana (Hari kerja) Settlement (Working Days)" "Catatan Note" EDC Machine Fee 550,000 - GPN Card T+2 EDC Transaction Fee MDR 1% + Fixed fee 2,220 Debit Card BRI Card Installment MDR 1.2% | Deskripsi <br> Description | Biaya (Incl. PPN) <br> Fee | Pelimpahan <br> Dana (Hari <br> kerja) <br> Settlement <br> (Working Days) | Catatan <br> Note | | :--- | :---: | :---: | :---: | | EDC Machine Fee | 550,000 | - | | | | GPN Card | T+2 | | | EDC Transaction Fee | MDR 1% + Fixed fee 2,220 | | | | | Debit Card | | | | BRI Card Installment | MDR $1.2 \%$ | | |
Catatan: 备注： Translated Text:
  1. Semua proses rekonsiliasi adalah online realtime.
    所有和解过程都是实时在线的。
  2. Biaya yang tertera sudah termasuk Biaya Bank.
    列出的费用已经包括银行费用。
  3. Biaya diatas di luar ongkos transfer antar Bank yang dibebankan oleh masing-masing Bank jika rekening sumber berbeda dari rekening Bank penerima dana.
    以上费用外加不同银行间的转账手续费，由各自银行承担，如果资金来源账户与收款银行账户不同。
  4. Semua dana transaksi akan dikreditkan ke rekening settlement Pihak Kedua yang ada pada Merchant Registration Form.
    所有交易资金将被存入商家注册表中第二方结算账户。
    Note: 注意：
  5. All reconciliation will be Online Real Time.
    所有调和都将在线实时进行。
  6. All fees shown above already include Bank Fee.
    以上所示的所有费用已包含银行费用。
  7. The above fees are excluded from the interbank fee transfer charged by each Bank if the source account is different from the account of the beneficiary Bank.
    上述费用不包括每家银行在源账户与受益银行账户不同时收取的银行间费用转账。
  8. All fund transactions will be credited to the SECOND PARTY settlement account existing in the Merchant Registration Form.
    所有基金交易都将记入商家注册表中已存在的第二方结算账户。

第一方条款： l s t l s t l^(st)l^{s t} 党首字母：
Paraf Pihak
Pertama:
l s t l s t l^(st)l^{s t} party
Initial:
Paraf Pihak Pertama: l^(st) party Initial:| Paraf Pihak | | :--- | | Pertama: | | $l^{s t}$ party | | Initial: |

第二方声明： 2 nd 2 nd  2^("nd ")2^{\text {nd }} 党首字母：
Paraf Pihak
Kedua:
2 nd 2 nd  2^("nd ")2^{\text {nd }} party
Initial:
Paraf Pihak Kedua: 2^("nd ") party Initial:| Paraf Pihak | | :--- | | Kedua: | | $2^{\text {nd }}$ party | | Initial: |
"Paraf Pihak Pertama: l^(st) party Initial:" "Paraf Pihak Kedua: 2^("nd ") party Initial:"| Paraf Pihak <br> Pertama: <br> $l^{s t}$ party <br> Initial: | Paraf Pihak <br> Kedua: <br> $2^{\text {nd }}$ party <br> Initial: | | :---: | :---: |